Most people take their auto insurance for granted. Oftentimes auto insurance becomes another monthly, quarterly or bi-yearly expense we must pay. But when was the last time you looked at your motor vehicle insurance policy to assess if you are properly insured? Do you know how much coverage you currently have on your vehicles?

Oregon law requires drivers to purchase a minimum of $25,000 in auto liability insurance. However, in many cases, this minimum coverage is not nearly enough to protect you in the event you are involved in an accident caused by another driver. It does not take much of a collision for your damages for medical expenses, lost wages due to injury, future medical expenses and pain & suffering to surpass the $25,000 minimum insurance requirement. That is why you cannot count on other drivers to be adequately insured. There are too many drivers on the road with the minimum required insurance coverage and some who drive without insurance. (more…)